The Way to Use Payday Loans Successfully If you're now using a payday advance then you have to pay it as soon as possible. Additionally, it is true that you probably do not wish to take any other credit, unless it is completely crucial. It may also be possible that you have never used one and which you only research about the subject to be certain. Anyhow, the circumstance, this guide should help you in this circumstance. If the conditions require that you search for payday loans, it is crucial to know that you need to pay exorbitant interest. It could be more than two times what the credit value was. Due to the way you structure your loans, lenders who provide payday loans also have succeeded in getting rid of the usury legislation that would ordinarily prohibit this type of interestrate.