Payday Loan? Are you the best one for you? Pay attention to all costs associated with your payday loan. Many men and women are astounded at the cost of these loans. Don't hesitate to ask directly the payday lending agent representative exactly what you charge for interestrates. Shopping to get the lowest rate of interest. There are many lenders who also provide online services. They all in it for the cash and want your business so that some may offer far better deals than others. Some places will provide you a substantial discount on borrowing. Do your due diligence before you choose one. Think of different loans or ways to find the cash before you take a payday loan. Borrow in the family, use a bank, or utilize a credit card-all these options are financially sounder than a payday advance.