Payday Loan? Are you the right one for you? Pay attention to all costs connected with your payday loan. A lot of people are astounded at the cost of these loans. Do not be afraid to ask directly the payday lending agent representative exactly what you charge for interest. Shopping to get the lowest rate of interest. There are many lenders that also offer online services. All of them in it for the money and want your company so that some may provide far better deals than others. Some areas will give you a significant discount on borrowing. Do your due diligence before you choose one. Think of different loans or ways to find the cash before you take a payday loan. Borrow from the family, work with a lender, or use a charge card-all these options are financially sounder than a payday advance.