How to get the most from your payday loan If you are in a difficult situation and need money quickly, you'll have to go over each of the alternatives and understand the ideal solution. For some individuals, it is a wonderful remedy to get a payday advance. The next piece discusses this subject and offers a valuable manual. As you think about a payday advance, take some opportunity to evaluate how long you can repay the cash. Payday loans generally have high rates of interest and extra charges that will quickly add up if not paid on time. There are many scenarios where a payday advance is the sole option. Put some actual effort into preventing this procedure if it's whatsoever possible. See whether you can get the necessary funds from friends or family, rather than through a Payday lender.